Smarter Pay

To support colleagues’ financial wellbeing, Smarter Pay is available to help ease the everyday pressures of the cost of living.

Typically for short-term use

Stream

 

Stream is designed to give you more control over your finances.

Access a proportion of your pay for short term needs or one off, unexpected costs. Plus discounts and other financial well-being tools.

By opting in, you will receive the following benefits:

  • You can advance up to 50% of your gross basic pay (excluding enhancements for night, weekends and bank holidays) before payday*.
  • Each withdrawal costs a flat fee of £1.95 per transaction.
  • You can also open a Stream’s savings account and use their other financial well-being tools.

 

Only available to St Monica Trust colleagues. Terms and conditions apply.

Typically for longer-term use

Great Western Credit Union (GWCU)

 

Ethical savings and affordable loans.

GWCU is a local credit union with co-operative values. Sharing profits with members, not banker bonuses. Save and borrow through your payroll with Salary Deduction from Great Western Credit Union.

 

 

Only available to St Monica Trust colleagues. Terms and conditions apply.